We often talk about finding a work-life balance and that’s a nice way to think about this fund, too. If you want to aim for higher growth than the cautious portfolio, but you’re not really an aggressive investor, the balanced fund seeks to achieve an equilibrium.
In the balanced fund, we aim to grow your money over the long term. At the same time, we don’t want you to lose sleep if the stock market tumbles, so we’ll strive to build a portfolio with lower volatility than equities†.
Delivering excellent returns is not just a case of making gains when the market does well. If you can also lose less when the market falls, you increase your chances of coming out ahead over the medium to long term. And by striking a sensible balance between different types of assets, that's exactly what w'll try to do in this fund.
As the name suggests, we will hold diverse, yet complementary, funds in this portfolio. These funds may contain UK and overseas equities, bonds, property, gold, targeted absolute return strategies and other investments. The target equity weighting is 50%-70%, but we will vary the mix of sectors, assets and investing styles over time to suit different market conditions.
We believe in transparency, so you can see a full list of what the VT Chelsea Managed Balanced Growth fund invests in below.
|Fund name||% in fund||Asset class|
|Merian Chrysalis Investment Co Ltd||4.88||Equities|
|Man GLG UK Absolute Value||4.20||Absolute Return|
|T Rowe Price Global Focused Growth Equity||4.00||Equities|
|Fidelity Index US||3.89||Equities|
|MI Chelverton UK Equity Growth||3.72||Equities|
|Impact Healthcare REIT PLC||3.54||Property|
|RWC Global Emerging Markets||3.44||Equities|
|Merian Gold & Silver||3.12||Gold & Silver|
|JOHCM UK Dynamic||2.86||Equities|
|Fidelity Asia Pacific Opportunities||2.80||Equities|
|Greencoat UK Wind PLC||2.77||Alternatives|
|Supermarket Income REIT PLC||2.72||Property|
|Cordiant Digital Infrastructure Ltd||2.69||Property|
|Fidelity Global Special Situations||2.678||Equities|
|GCP Asset Backed Income Fund Ltd||2.66||Fixed Income|
|Legg Mason IF Martin Currie European Unconstrained||2.64||Equities|
|Polar Capital Technology Trust PLC||2.61||Equities|
|Jupiter European Smaller Companies Z Acc||2.48||Equities|
|PRS Reit PLC||2.24||Property|
|Ninety One Global Special Situations||2.22||Equities|
|Janus Henderson Strategic Bond||2.20||Fixed Income|
|Taylor Maritime Investments Ltd||2.06||Alternatives|
|Polar Capital Global Insurance F GBP Acc||1.99||Equities|
|Schiehallion Fund Ltd C Shares||1.98||Equities|
|TR Property Investment Trust PLC||1.97||Property|
|Round Hill Music Royalty Fund Limited||1.96||Alternatives|
|Baillie Gifford Japan Trust PLC||1.94||Equities|
|Man GLG High Yield Opportunities||1.88||Fixed Income|
|Alquity Indian Subcontinent||1.88||Equities|
|Merian UK Specialist Equity||1.84||Absolute Return|
|Artemis Corporate Bond||1.75||Fixed Income|
|Tritax EuroBox PLC||1.68||Property|
|Man GLG Japan CoreAlpha Professional||1.38||Equities|
|European Opportunities Trust PLC||1.31||Equities|
|Smithson Investment Trust||1.27||Equities|
|GCP Infrastructure Investments Ltd||1.22||Fixed Income|
|Stewart Investors Indian Subcontinent Sustainability||0.96||Equities|
|Global X Silver Miners ETF||0.42||Gold & Silver|
|Cordiant Digital Infrastructure Ltd (SUB SHS)||0.01||Property|
Information correct as at 31/05/2021. Please note percentages may not add up to 100% exactly due to rounding errors
It’s important to understand investments can go down as well as up in value. You may not get back the amount originally invested.
†Long term is 5+ years. The aim is to have lower volatility than global equities over a rolling 5-year period.
**FE Analytics 05/06/2017-31/05/2021 VT Chelsea Managed Balanced Growth vs IA Mixed Investment. Investment 40-85% Shares total return in sterling
The VT Chelsea Managed Funds are for investors who prefer to make their own investment decisions, without personal advice.
Valu-Trac Investment Management Limited is the authorised corporate director (ACD) and investment manager of the VT Chelsea Managed Funds. Valu-Trac is authorised and regulated by the Financial Conduct Authority (FCA). Valu-Trac’s FCA registration is 145168. Chelsea Portfolio Management Services Limited will be the investment adviser for the VT Chelsea Managed Funds.