Chelsea SIPP

Important information

Please remember that the value of investments will fluctuate and returns may be less than the amount originally invested. Tax treatment depends on your individual circumstances and the pension and tax rules can change. Whilst we may draw attention to certain investment products, we cannot know which of them, if any, is best for your circumstances and must leave that judgement to you. If you are unsure about the suitability of any investment you should seek professional advice.

Are you on track when it comes to saving for your retirement? If you aren't sure why not check out the Money Advice Services calculator here.

Now you have had a look at the calculator are you on track? If not, Chelsea can help!

We offer a low-cost, flexible pension with access to all the funds on the Chelsea FundStore (over 2,500 funds).

  • 0% set-up charge
  • 0% initial charge on funds
  • Competitive service and platform charge
  • Free telephone dealing
  • Free transfer in
  • Free switching
  • Access to VT Chelsea Managed Funds 
  • Low-cost drawdown option
  • Quarterly valuation statement 
  • Pre and post sale illustration
  • Access to tax-free cash from 55 (57, from 2028)
  • 0% charge processing probate
  • Dedicated Chelsea pension administrator

You may have collected a number of pensions over your lifetime, and are now looking to consolidate them in one place. With free transfers in, and competitive charging, a pension through Chelsea could be the ideal place to combine your holdings.

If you are interested in opening a new pension and/or transferring to the SIPP, please complete our simple questionnaire and we will send the relevant documentation out to you.

This is a self-directed product, which means you will not receive any investment advice.

Tax relief - 20% tax relief is automatically reclaimed (based on relevant earnings). If you are a higher rate or additional rate tax payer, beware of the tapered annual allowance.

R0128 CFS Tax Relief Chart

If you have any further questions, why not give us a call on 020 7384 7300, or email us at